RABBIT INSURANCE.
²
Because peace of mind should come with every paw print.
Rabbit insurance can be a valuable investment in your rabbit’s health and your peace of mind. Veterinary care for rabbits can be costly, especially in the case of emergencies or chronic conditions, and unlike cats and dogs, rabbit-specific care requires exotic veterinarians and specialists.
Insurance or discount plans can help offset the cost of exams, diagnostics, procedures, and medications, making it easier to provide the level of care your rabbit deserves. On this page, you'll find information about available rabbit insurance options, average costs, and how to decide whether insurance is the right choice for your bunny.
BECAUSE BINKIES ARE BETTER
THAN VET BILLS!
Protect Your Bunny With Insurance.
RABBIT COVERAGE.
Being prepared to cover your rabbit’s veterinary expenses is an important part of responsible rabbit care. One of the best ways to stay ahead is by exploring pet insurance options before any health concerns arise. In the U.S., Nationwide Pet Insurance is currently the only provider offering rabbit insurance coverage across all 50 states.
NATIONWIDE RABBIT
INSURANCE.
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Annual Deductible: $250
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Annual Coverage Limit: $7,500​
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Reimbursement Options: Choice of 50% or 70% reimbursement levels​
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Premiums: Vary based on factors such as the rabbit's age, health, and location; specific rates are not publicly disclosed​
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Payment Discount: A $24 annual discount is available for policyholders who pay the full year's premium in advance​
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Pre-existing Conditions: Not covered; however, members can request reviews of pre-existing conditions that have been cured, potentially allowing for coverage exceptions​
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Wellness Services: Not covered under the standard plan; however, an optional Wellness500 add-on is available, allocating up to $500 of the annual $7,500 benefit toward preventive care services such as checkups, vaccinations, and spaying/neutering
Last price check on 26-Apr-2024 for Nationwide in California:
RABBIT INSURANCE QUOTE | Quote: |
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WHAT'S COVERED BY
NATIONWIDE PET INSURANCE:
Nationwide offers two coverage options for rabbits—one that includes wellness care and one that does not. The chart below outlines what is included in each plan, from accident and illness coverage to exams, hospitalization, and optional wellness services like parasite control and vaccinations. Whether you choose a plan with or without wellness, you can select a reimbursement level of 50%, 70%, or 90%, with annual limits depending on the plan. This side-by-side comparison can help you decide which level of coverage is the best fit for your rabbit’s needs.
UNDERSTANDING PRE-EXISTING CONDITIONS IN RABBIT INSURANCE:
One of the most important—and often frustrating—parts of pet insurance is how pre-existing conditions are handled. Insurance providers, including Nationwide, generally will not cover any condition that existed before the start of a policy or during its waiting period. The definition of a pre-existing condition may be broader than many pet owners expect, so it's essential to read the fine print and ask questions before enrolling.
PRE-EXISTING CONDITIONS
Any condition for which:
• A veterinarian provided medical advice for
• The pet received treatment for
• The pet displayed signs or symptoms consistent with the stated condition prior to the effective date of a pet insurance policy or during any waiting period.
EXAMPLE OF NATIONWIDE RABBIT
INSURANCE IN ACTION:
This real-life example highlights how rabbit insurance can significantly reduce the financial burden of emergency veterinary care. Oreo, a senior rabbit, experienced a serious gastrointestinal issue and required hospitalization. Thanks to coverage through Nationwide, his family was reimbursed for the majority of the treatment cost—demonstrating the value of being prepared for unexpected health events.
Rabbit: Ileus(GI stasis)
Oreo, a 9-year-old male rabbit, was seen for abdominal pain, lethargy, and inappetence. He was diagnosed with ileus.
Oreo was hospitalized for emergency treatment and supportive care.
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Eligible Veterinary Expenses: $3,330
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Annual Deductible: $250
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10% Co-Pay: $308
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Total Reimbursement: $2,772
GET A QUOTE FROM
NATIONWIDE.
Ready to explore coverage options for your rabbit? Nationwide is currently the only pet insurance provider in the U.S. offering plans specifically for rabbits. By visiting their website, you can get a personalized quote based on your bunny’s age, location, and health needs. Click the link below to learn more about their exotic pet coverage and see what plan might be right for you and your rabbit.
²
¹ Kribs for Kritters Rabbit Rescue and Sanctuary is not affiliated with Nationwide Pet Insurance or any of its subsidiaries. We do not receive any form of compensation, commission, or incentive for referring individuals to their services. Our goal is simply to provide educational resources to help rabbit guardians make informed decisions about their rabbit’s care and well-being.
² The Nationwide logo and related trademarks are the copyrighted property of Nationwide Mutual Insurance Company. Kribs for Kritters Rabbit Rescue and Sanctuary does not own or claim any rights to these materials and includes them for informational and educational purposes only.
MONTHLY INSURANCE COST FOR
TRADITIONAL NATIONWIDE PLAN:
REIMBURSEMENT TYPE
3 year old male rabbit in Illinois (for comparison)
3 year old rabbit in California
3 year old rabbit in California
3 year old male rabbit in Florida (for comparison)
AS OF
70%
50%
Sept 2021
$45.24
$34.43
April 2024
$55.23
July 2022
$39.63
$20.90
$27.20
Oct 2021
You can save $24 annually by paying for an entire year in advance. The remaining balance is returned, if you have to cancel your policy.
HOW RABBIT
INSURANCE WORKS:
Using rabbit insurance is simpler than you might think. Just take your rabbit to any licensed veterinarian for treatment, pay for the services at the time of the visit, and then submit a claim to your insurance provider. Claims can typically be submitted through a mobile app, email, fax, or traditional mail. After your annual deductible is met, you’ll receive reimbursement based on the plan you selected. This process helps make unexpected vet visits more affordable while ensuring your bunny gets the care they need.
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HOW TO USE MOST PET INSURANCE COMPANIES:
CLIENT TO VET
Pet owners may take their pet to any licensed veterinarian in the world for treatment
CLIENT PAYS VET
Pet owner pays for the product and/or services rendered
SUBMIT A CLAIM
Owner submits claim and invoice via:
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Online
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Email
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Fax
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Mail
GET REIMBURSED
Reimbursement for eligible veterinary expenses based on plan selection after annual deductible is met
SUBMITTING A PAPER CLAIM:
Client information, including their pet insurance policy number
1
The diagnosis of the visit and why the pet was seen (not services rendered)
2
The dollar amount of the claim as it matches the invoice
3
Client signature to confirm accuracy and authorize release of records
4
Can be submitted via email, fax, or mail
Include all invoices for services rendered
Attach any relevant medical records,
if needed
GET A QUOTE FROM
NATIONWIDE.
Ready to explore coverage options for your rabbit? Nationwide is currently the only pet insurance provider in the U.S. offering plans specifically for rabbits. By visiting their website, you can get a personalized quote based on your bunny’s age, location, and health needs. Click the link below to learn more about their exotic pet coverage and see what plan might be right for you and your rabbit.
²
¹ Kribs for Kritters Rabbit Rescue and Sanctuary is not affiliated with Nationwide Pet Insurance or any of its subsidiaries. We do not receive any form of compensation, commission, or incentive for referring individuals to their services. Our goal is simply to provide educational resources to help rabbit guardians make informed decisions about their rabbit’s care and well-being.
² The Nationwide logo and related trademarks are the copyrighted property of Nationwide Mutual Insurance Company. Kribs for Kritters Rabbit Rescue and Sanctuary does not own or claim any rights to these materials and includes them for informational and educational purposes only.
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